Initial Consultation - $0 per 15 minute (phone)
Individual Psychotherapy - $115 per 55 minute
I am an out-of-network provider, and accept payment directly from clients for each session. If your insurance provides coverage for mental health counseling, it is possible that they will still reimburse you for a portion of the cost. I am more than happy to provide you with documentation containing the information your insurance company will need (this is referred to as a “superbill”). Typically, you can expect your insurance to reimburse between 40-80% of the total fee if you are entitled to out-of-network benefits once your deductible is met. Out-of-network benefits do vary considerably between insurance providers and specific plans, and require a formal diagnosis to reimburse for any work we do.
Why I work Out-of-Network
My primary concern as a mental health care professional is to create a space where my clients are able to receive private, individualized counseling. Your personal development, security, and enhanced ability to live life on your terms are of utmost importance to me. Working independently allows us both more freedom to ensure that your time is used in a way that is more valuable to you, not hampered by the demands of a less interested third party. I understand that finances can be prohibitive when seeking support, so I want to make it as easy as possible for you to seek reimbursement if your plan will provide it. Before making that decision, here are some considerations:
Many insurance groups restrict treatment by limiting the frequency of sessions or requiring a specific treatment method, both of which can slow your progress or even negatively impact your quality of care.
Insurance companies require a diagnosis before they will provide reimbursement, even for the first session. This diagnosis and the subsequent treatment will remain on your record, even after you are no longer receiving therapy.
It is common for insurance companies to request additional clinical information after therapy has begun. This may include personal information, treatment plans, or session notes.
Often, ongoing communication with insurance companies requires many hours of additional time and negotiation. This is a full-time job, and larger institutions have entire departments dedicated to this part of healthcare transactions that adds nothing to the quality of care.
Benefits of Not Billing Insurance
You are not required to have a formal diagnosis. If you request or are provided one, this remains confidential.
You enjoy a greater degree of privacy, and more personalized care.
Your healing isn’t restricted by disinterested third parties and limited in session frequency, type of therapy provided, or length of treatment.
Not being beholden to insurance contract rates enables me more flexibility to reserve a portion of my caseload for clients undergoing financial hardship at reduced cost.
We have more power to direct the course of your care. I will use my expert training and experience to recommend a treatment plan that we will collaborate together to fit your unique needs.
If you have questions that are not answered here, please feel free to schedule a consult or email me by clicking below.